Ready? AIM.....FIRE!

Are you ready to take control of your financial future? In the financial industry, FIRE is short for "Financially Independent, Retire Early". To hit your financial target, whether that is saving for college, retirement, or anything else, takes aim. Authentic Investment Management will give you the inside information most Investment Advisors simply won't, because they make their money by keeping you coming back. If they teach you these simple concepts, you can literally do it yourself! In reality, the vast majority of wealth IS NOT created by picking individual stocks and constantly buying and selling them, yet the wealth advisor industry is built on that flawed model. We don't lock you in to long term, high fee advisory services either. Our mission is to give you just what you need, when you need it. One 30-minute call can change your life. If wealth wasn't handed to you, it's not too late to create it on your own. Our motto is "We will treat your money, like we treat our own."

AIM Wealth Group

Helping Clients Safely Build Wealth By Thinking About Money Differently

At AIM, our goal is to help our clients reach their financial objectives by providing them with customized investment management services. From the basics of budgeting, to understanding cash flow, we strive to make complex concepts easy to understand and act upon. We provide our clients with the knowledge they need to make more informed decisions. Most individual investors have no idea that the stock market average return since 1973 is over 11%. 95% of investment advisors can't simply outperform an index fund over a 10 year period. Why pay points or fees (and more taxes) for something you can do yourself armed with the right information? Let us show you how to get above average gains with below average risk.

In today's market with high inflation, the high cost of borrowing, and an ever-changing tax laws, our experienced advisors can help you navigate the complexities of retirement planning, the stock market, dividends, ETFs, HSAs, College Savings Accounts (529), and even taxes. We provide you with the insight you need to make informed decisions, with the ultimate goal of giving YOU the control you need to reach your financial goals without the high costs associated with most wealth managers.

Our mission is to show you a variety of ways to find more disposable income for investments, and then apply those dollars to higher returning investments, all while keeping risk tolerable. In the current high-interest environment, the safest of investments, Treasury Notes, pay around 5%. At that rate it would take 14 years to double your money with no further investment. More risky, yet still very stable investments pay 9, 10, 11% or more currently. At an 11% return, that initial investment doubles in just 6.5 years. Slightly more risk, but shaving over 7 YEARS off of getting to the same financial goal. Small adjustments can make a HUGE impact when compounding is in effect.

Our clients are amazed at how quickly they saw results after YEARS of sub-standard returns either on their own, or simply allowing the 401(k) fund manager to pick the investments. Our clients are SHOCKED when we review their retirement or 529 investments, only to realize MANY of the funds that get automatically selected for them have NEGATIVE returns or returns less than the inflation rate over the last 5 years. Over a similar time frame, many index funds linked to the S&P 500 have returned over 60% with limited risk. Let us help you review your investments and stop wasting valuable time that your money could be compounding returns!

View Our Recent Market Insights

Actual Client Results

3 Year Returns

Over the past 3 years, the largest 2000 stocks have LOST money, down a whopping 11.68%, while the S&P 500 gained 26.75%, the NASDAQ increased 25.11% and the Dow is up 11.28% over the same time frame. Our core fund has returned 54.14% over the same period. $100k invested in the Russell would be worth $88,320 today. That same $100k invested in our unique mix, would be worth $154,140, nearly $66k more.

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Dividends Earned

The above retired client pays NO taxes on the above dividends. Single filers pay NO federal income tax on the first $47,025 of Qualified Dividends. Additionally, with the standard deduction in 2024, another $14,600 can be earned without federal tax. Finally, contribution of $4,150 to a qualified HSA account ($5,150 if you are over 55), extends that tax free threshold to over $66,000 per year as a single-filer. Married filers have DOUBLE that tax free threshold, or over $130,000 per year TAX FREE!

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New Client Results

The above new client (October 2022), has seen 75% returns. This client has a longer time horizon and can take a bit more risk. More risk can mean more reward in bull markets, but also bigger losses in bear markets. Let us help you assess your risk tolerance to met your objectives.

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What Does an Investment Advisor Do?

AIM specializes in investment management and risk management strategies. Our experienced team of financial advisors provide comprehensive services to our clients, from retirement planning and portfolio analysis, to tax management and even estate planning. Trust the professionals at AIM to help you maximize your investments and secure your financial future while minimizing risk.

Is There a Minimum Amount I Need to Invest?

At AIM, we understand that the sooner you optimize your investments, the sooner you will reach your goals. Most people don't start investing because they feel they don't have enough. In fact, small weekly or monthly investments create massive wealth over time, let us show you how.

What Are Index Funds?

Index Funds are funds that aim to track the performance of a specific market index, such as the S&P 500. These funds typically have low expense ratios and provide broad diversification, allowing investors to benefit from the performance of the entire market. Index funds are a good choice for risk-averse investors, as they provide a low-risk way to gain exposure to the stock market.

How Does AIM's Investment Strategy Work?

AIM's investment management services are tailored to meet each client's individual needs. We work closely with our clients to create a customized portfolio that is tailored to their goals and risk tolerance. We use investment strategies and research-driven investment decisions to help our clients achieve their long-term objectives, and each is tempered with common-sense. We only invest in companies with strong balance sheets and income statements with years of consistent returns.

What Makes AIM Different?

You control your money. We will work closely with you and give advice based on current market conditions as well as your personal situation. AIM does not 'take over' control of your assets, passwords, or accounts. YOU stay in complete control.

What Fees Are Associated With AIM's Investment Services?

AIM's fees are designed to be competitive and transparent. Our fees are typically based on a percentage of the assets under management, and can vary depending on the type of service provided. We also offer discounts for clients who opt for a longer-term investment relationship. For investors just starting out, we have a low-cost quarterly review option that fits nearly every budget.

FAQ

Meet the Team

The AIM Wealth Group

CEO & Managing Partner

Todd C. Welch, CPA, PWA

Todd has been helping investors optimize their assets, liabilities, budgeting and investments since the early '90s. His financial modeling and straight-forward approach brings exceptional returns to the retail investor. Todd handles higher net worth clients as well as more complex tax strategies.

General Partner and Private Wealth Advisor

Tim Nelson, PWA

Tim brings over 15 years of investing knowledge, with statistical and financial modeling to AIM clients. Tim has worked with hundreds of wealth clients, and has a track record of consistently beating market returns, while keeping risk low. Tim's specialties are retirement preparation and generational wealth creation.

Interesting Investment Insights

10.53%

Average S&P 500 Return over the last 50 years WITHOUT Dividend Reinvestment, or 12.37% with them Reinvested

3.82%

Average Inflation Rate over the last 50 years.

$2,681,303

A one-time $20,000 deposit that gets the average rate of return with dividends reinvested for the next 42 years (think a 23 year old investing ONE TIME for retirement at 65). No other investments made to achieve this amount!

1 in 10

People contribute to an HSA (Healthcare Savings Account), despite it being a tax deduction when invested and no tax due upon withdrawl*

5.82 Years

The Length of time to double your money using historical averages of S&P 500 returns with dividends reinvested

53%

Of people have NO emergency fund

Rich, MN

“AIM helped us 'find' an additional 5% annualized returns on our investments with minimal increase in risk. Now we aren't worried about possible nursing homes costs."

Stacy, FL

"I didn't believe how simple investing could be. Todd with AIM showed me very easy ways to grow my investments and reduce my taxes at the same time. So simple, yet if you don't know, you don't know."

Andrew, OH

“Thanks to AIM I will now be able to retire YEARS before I thought I could!” AIM showed me how to better position my investments in this high interest economy."

From The CEO

Since passing the CPA exam nearly 30 years ago, I've been helping people maximize their cash flow so they can increase their investments. The unnecessary complexity most advisors promote, creates confusion for individual investors, but it really isn't that complicated. Between management fees, fund expenses, fees on ETFs and 401(k)s, and inefficient tax strategies, most individual investors give away several percentage points in gains each year. Most advisors make money by referring specific investments to their clients, regardless of returns. Let me show you just how easy it is to stop paying ridiculous investment expenses. We have helped many clients find lost dollars, that over years or decades, amount to tens of thousand of dollars or more. The compounding of additional savings and additional returns can literally shave years off the time needed to become financially independent.

One 30 minute call can change your life. Even if you don't become a client, 95% of people who go through an initial consultation leave with information that they can use to make tens of thousands of dollars over the their investing life.

-Todd

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This website contains information and materials provided by Authentic Investment Management which are for informational purposes only. The information is not intended to be and should not be taken as financial advice as each individual investor's situation is unique. Authentic Investment Management does not provide any advice regarding the nature, potential value, suitability or profitability of any particular investment or investment strategy, nor do they make money directly or indirectly from advising for or against the purchase of specific securities. You should consult your own financial adviser before making any investment decisions. AIM Wealth Group accepts no liability whatsoever for any loss or damage of any kind arising out of the use of this website or reliance on the information provided herein. All investments involve some degree of risk, and you should always consider the risks and rewards before making any investment decision.