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Start Here if You're New to Investing
Investing is important for beginners as it can generate higher returns, allow for compounding growth, and protect against inflation, with...
Todd Welch
Jul 2, 20235 min read
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Urgent, Urgent - Emergency (Account)
Title: Building Financial Security: The Importance of Creating an Emergency Account Introduction: In an unpredictable world, it's crucial...
Todd Welch
Jun 30, 20233 min read
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Pay Yourself First - The 10% Rule
The "Pay Yourself 10% First" rule is a personal finance principle that suggests setting aside 10% of your income for savings or...
Todd Welch
Jun 30, 20232 min read
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Growth is for the Young, Dividends as We Age
Younger investors should prioritize growth stocks in their portfolio to take advantage of potential future growth and higher returns,...
Todd Welch
Jun 30, 20232 min read
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Rent vs. Buy In the United States' New Economic Reality
The key idea is that whether renting or buying a home is financially beneficial depends on factors such as the monthly cost, potential...
Todd Welch
Jun 29, 20233 min read
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Index Funds for Diversification, Lower Risk, and Higher Returns
Introduction: Investing in index funds has gained immense popularity in recent years as a passive investment strategy. These funds aim to...
Todd Welch
Jun 29, 20233 min read
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529 Plans The Good, Bad, and Potentially Ugly
A 529 college savings plan is a popular investment vehicle designed to help families save for future education expenses. It offers...
Todd Welch
Jun 29, 20232 min read
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401 maybe NOT o(k)?
Why a 401(k) May Not Be the Best Investment Option for Some People Introduction: When it comes to retirement planning, a 401(k) is often...
Todd Welch
Jun 29, 20233 min read
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Alpha, Beta, and Sharpe (Ratios)
Alpha, beta, and Sharpe ratio are important measures used in financial markets to evaluate investments. Here's a simple explanation of...
Todd Welch
Jun 29, 20232 min read
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The Rule of 72 Double Your Money
The rule of 72 is a simple way to estimate how long it takes for your money to double when you're earning interest on it. Here's how it...
Todd Welch
Jun 29, 20231 min read
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Inflation and Investments
Inflation can have both direct and indirect effects on investments in the stock market and equities in the US. Here are a few ways...
Todd Welch
Jun 29, 20232 min read
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